BUMIPUTERA Insurance

BUMIPUTERA stand the initiative of a simple teacher named M. Ng. Dwidjosewojo - Secretary of the Teachers of Dutch Indies (PGHB) as well as Board Secretary of Budi Utomo. Dwidjosewojo an insurance company because the establishment is driven by deep concern for the fate of teachers Bumiputera (indigenous). He first spark ideas in Congress Budi Utomo, 1910. And then realized into the body of the business - as one of the first decisions Congress PGHB at Magelang, 12 February 1912.

As an administrator, in addition to M. Ng. Dwidjosewojo acting as President of Commissioners, also appointed by MKH Soebroto as Director, and M. Adimidjojo as Treasurer. The three people who iniah then known as the "triad" of the Bumiputera, while peletak cornerstone national insurance industry of Indonesia.

Unlike company-shaped Limited Company (PT) - the only ownership by a capitalist, since the beginning of the color has been adopted Bumiputera ownership and Management system is unique, namely the form of a body of "mutual" or "joint venture". All policyholders are the owner of the company - who entrust their representatives on the Board of Representatives Member (CPA) to oversee the way the company. Mutualisme this principle, which is then combined with the idealism and professionalism of managers, is the main strength of Bumiputera to this day.

Travel Bumiputera originally called Onderlinge Levensverzekering Maatschappij PGHB (OL Mij. PGHB) now reaches 9 decades. Throughout it, of course, not be separated from the ebb and flow. Bumiputera as well as historical records of the India trip. Including, for example, events sanering currency rupiah in 1965 - which cut off the company assets, and the warm disaster - multicrisis at the end of the second Millennium. Beyond that, also witnessed the Bumiputera grow, grow, and fall that the company is not able to face the test of time - probably because of competition or the storm crisis. All this is a valuable reflection of the environment that are part of the learning process to maintain the sustainability effort.

And now, enter the third Millennium, the Bumiputera provide employment to around 18,000 workers, protect the more than 9.7 million people of Indonesia, with a network of 576 offices in all corners of Indonesia; the achievements are in the midst of a new insurance industry of Indonesia. Some foreign companies use to invade and enter the domestic market. They become partners in the brisk sepermainan together and raise industry dirintis by the founders of the Bumiputera, 91 years past.

For the Bumiputera, the competition is put new spirit, because the more stressed the need for commitment, hard work, and professionalism. Seeing the length of experience, but to serve people of Indonesia for almost one hundred years of insurance makes the Bumiputera is committed to remain in the host country itself, a nation of insurance for Indonesia - as early founders vision. Bumiputera always want to be in the mind and hearts of the people in Indonesia.

A. PHILOSOPHY
As companies struggle, have Bumiputera philosophy as follows:

1. Idealism
Always keep value in the struggle to lift the dignity dignity of children of the nation according to the history of the nation as a Bumiputera company struggles.

2. Togetherness
Togetherness in the management system to empower companies with the potential of the Bumiputera community, by and for the Bumiputera community as a manifestation of people from the company.

3. Professionalism
Commitment in the management company with corporate governance is good (good corporate governance) and always trying to adjust to demand changes in the environment.

B. VISION
AJB Bumiputera 1912 into a national life insurance company a strong, modern and supported by Human Resources (HR) professionals who uphold the values idialisme and mutualisme.

C. MISSION
Bumiputera always done in the brain and the heart of Indonesian society, with:

* Provide quality SERVICES SERVICES AND PRODUCTS insurance as a form of participation in national development through the improvement of welfare of the Indonesian people.
* Organize VARIOUS EDUCATION AND TRAINING to ensure employee competency growth, increased productivity and improved welfare, in order to improve the quality of service to the company's policyholders.
* Encourage WORK CLIMATE motivatif to encourage innovative and internal company business processes effectively and efficiently.

BUMI PUTERA

Sinarmas Insurance

Life Insurance Sinarmas (d / h Eka Life) was established on 14 April 1985 with the name of PT. Life Insurance Purnamala Internasional Indonesia (PII). In 1989, Sinar Mas do joint venture with the Ayala Group of Philippines. In stabilizing the performance of the Company and the expansion of business, Eka Life eventually become fully Sinar Mas at the end of 2005. Early 2007, PT. Asuransi Jiwa Eka Life has to change the name to PT. Life Insurance Sinarmas.
Life Insurance Sinarmas growth (also called Sinarmas Life) shows the development of a significant contribution in the world life insurance Indonesia. Until the end of the year 2008, recorded total assets of Rp Sinarmas Life. 6.6 trillion, with premium income increased by approximately 20% compared to the previous year. Total Net Benefit Claim and paid to the policyholders of Rp. 4.9 trillion, and the number of Insured more than 450,000 people. With performance carefully and cautiously, the ratio of achievement solvability Sinarmas achieved using the methods of Life Risk Based Capital (RBC) is 194%.
Sinarmas Life is supported entirely by Sinar Mas Financial Services, a business unit of Sinar Mas, which moves in the field of financial services, in addition to supervise Sinarmas Life Bank also supervise Sinarmas, Asuransi Sinar Mas, Sinar Mas and Sinar Mas Sekuritas Multifinance.

The business units Sinar Mas is:
♦ Sinar Mas Agribusiness and Food (PT SMART Tbk.)
♦ Sinar Mas Pulp and Paper Products (PT Indah KIAT Pulp & Paper Tbk.,
♦ PT Pabrik Tjiwi Kima Paper Tbk., PT Lontar papyrus Pulp & Paper Tbk.,
♦ PT Pindo Deli Pulp And Paper Mills)
♦ Sinar Mas and Real Estate Developers (PT Duta Pertiwi Tbk., PT BSD)
♦ Smart Telecom for the telecommunications sector

Sinarmas Life has Syariah Business Unit that provides service in accordance Life Insurance sharia principles and supported fully by the Company.
Development of Life Sinarmas financial coordination is supported by a very good, so that our customers always feel secure in buying products Sinarmas Life. Supported by more than 68 sales offices and 5000 employees reliable and professional marketing officers across the country, Sinarmas Life is ready to provide the best service for the financial needs of you and your company.

SUPPORT Reinsurance
Sinarmas Life reinsurance company supported by the National and International:
♦ PT. Reinsurance Internasional Indonesia
♦ PT. Reinsurance Maskapai Indonesia
♦ PT. Tugu Reinsurance Indonesia
♦ PT. National Reinsurance Indonesia
♦ National Reinsurance Corporation of the Philippines
♦ Munich Reinsurance Co.. (Germany)
♦ Toa Reinsurance (Japan)
♦ SCOR Global Life (Singapore)

VERSI MEDIA INSURANCE EDITIONS 209, JUNE 2008, YEAR XXIX
About Life Insurance Sinarmas










Sinarmas LIFE PRODUCTS
Individual:

Eka Link Family, Links 80 + Eka, Eka Link 80, Link 18 Eka, Eka Link 88, Link 88 Artha, stable links, Power Save, Save stable, Multi Invest III, Lifestyle Bahagia, Super Sejahtera, Dana Sejahtera, Bachelor Eka Mandiri , Eka Student Gold

Group Insurance:
Eka Medicare, Personal Accident Insurance, Total Permanent Disability, Group Term Insurance, Eka Warsa, DPLK, Eka Sejahtera, Eka Worksite

Bancassurance:
Smart, Smart Protection, Smart Students, Smart Sejahtera, Maxi Deposit, Save Platinum, Platinum link, Simas Prima, Prima DANAMAS, redemption Mortgage Insurance

Direct Marketing - Telemarketing:
Smart Protection, Medismart, Sinarmas Siaga, EduSmart, Medicare, Smart, Smart Kid

Syariah:
Family Syariah Link Eka, Eka Link 80 + Syariah, Eka Link 80 Syariah, Syariah Financing Insurance Program, Surya Syariah, Syariah Ekamedicare

Board of Commissioners:
I n d W i r a d j a j a
I r. G a n d i S u l i s t i t y a n o S.
H e n r y C. S u r y a n a g a
Prof. DR. Wahjudi Prakarsa

The Board of Directors:
I n a v e W i d j a j a
H a d i m H a m a z h
I. J. S o e g e n g W i b o w o
C h a y a d i n g K o

Advisor:
J a m e i s A o A e a i v e r

Sinarmas

Prudential Insurance

Prudential was founded 1848 to provide professional people with loans secured by life assurance. This market broadened during the second half of the nineteenth century when insurance policies – penny premiums collected by agents – were sold to the working classes. Industrial insurance was an insurance innovation: Prudential combined actuarial methods (until then solely applied to the middle and upper classes) with the traditional friendly society and burial club method of direct selling through agents.

Prudential grew extremely quickly following the introduction of its Industrial Branch and by the 1900s the company insured one third of the UK population.

Established as the Prudential Mutual Assurance and Loan Association in 1848, today we are an international retail financial services company with significant operations in Asia, the US and the UK. Our purpose is to promote the financial well-being of our customers and their families, with a particular focus on saving for retirement and security in retirement. Worldwide we employ over 27,000 people and our shareholders number 75,438 (at 31 December 2008). We are listed on the London and New York stock exchanges.

The Group is structured around four main business units: Prudential Corporation Asia, Jackson National Life Insurance Company, Prudential UK & Europe and M&G. These are supported by central functions which are responsible for leading Group strategy, cash and capital management, leadership development and succession, reputation management and other core Group functions.

Our portfolio of well-known and respected brands has attracted more than 21 million customers (and policy holders and unit holders) worldwide. Across the Group we have £249 billion of funds under management (at 31 December 2008).

Prudential Insurance

Prudential Fact